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IRDA Has No Guideline To Sell Policy Via Website 2007-2016- RTI

NO GUIDELINES/ REGULATION TO SELL ONLINE 

POLICY  TILL 2016. ONLINE POLICY SALE IS ILLEGAL- 

RTI REPLY MEANS

Many insurance companies are selling policies via web portal . They are giving discounted premium via online purchase and customer can buy without agent. As per law no policies should be sell without IRDAI licenced agent or any. But many insurance companies selling policies policies with agent via online . The RTI reply reflect that IRDAI have no regulation to sell policies via online. Since  2006

Final Status of   IRDAI/R/2017/50027


Applicant NameSapan Shrivastava
Date of receipt17/01/2017
Request Filed WithInsurance Regulatory and Development Authority of India
Text of ApplicationMany Life Insurance companies are selling policies by website ie by online. There is no agent, intermediaries or any IRDAI licensed person required.Only Company and customer interact with each other via insurance company portal and buy any plan.

RTI Question

Information about guidelines/regulation to sell policies by webportal/online by insurance companies with copy
Request document (if any)
StatusREQUEST DISPOSED OF as on 20/01/2017
Date of Action20/01/2017
RemarksReply :- tHE REPLY IS SENT BY POST HOWEVE THE COPY OF THE REPLY IS ATTACHED HEREWITH
Reply Document





https://www.irdai.gov.in/ADMINCMS/cms/frmGeneral_Layout.aspx?page=PageNo2880&flag=1

 LIC ONLINE POLICY SALES

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